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Lien holder car insurance Rss

What is lien holder car insurance and is group insurance and why does it cost cheaper than individual insurance?
Hey there! Talking about insurance - can I buy group auto insurance if one of my cars is a lien? I bought one for my son and right now the bank is a lienholder. Buying insurance for my son is quite expensive, as long as he's 18. I want to add his insurance to my policy. I've read about lien here https://www.americaninsurance.com/lien-holder-c..., but, honestly, I don't understand some things in that article. And more, there is no answer for my question? Does anyone know, what should I do? I will ask my own question, if I won't have an answer here.
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