1. Baby
  2. Parenting
  3. Family Budgeting
  4. Money saving ideas for home
  5. Money saving tips from Huggies members

Money Saving Tips from Huggies members


  • Find a good accountant! I have found a fantastic accountant who tells me all the ways I can get money from the Government. He knows the allowable thresholds before I begin to lose family benefits, what you can earn to be eligible for any assistance, and how to minimise your tax and maximise your returns. This has been of huge benefits to me, and all my friends who have kids. So, when looking for a new accountant, ask them if they know much about family assistance payments. My old accountant told me I had to sort it out myself. My new accountant lodges my claim with my Tax Return. Easy!
  • We have the luxury of a dishwasher in our house. Instead of adding a rinse aid to stop water marks, I add a couple of tablespoons of white vinegar to the bottom of the dishwasher. It works just as well, if not better, a bottle of vinegar (at $2) lasts as long as a bottle of rinse aid ($8-12) and I feel better for eliminating more nasty chemicals on the dishes my kids eat off! – E. Uren
  • Always carry a snack bag and water with you. – H.King
  • For fun baths instead of buying fancy bubbles or bath bombs, a few drops of natural food colouring does the trick. – K. Tulloch
  • I have joined the local toy library which allows me a large selection of toys to rotate and keeps my baby entertained and interested. – S. Keddie
  • Invest in a universal battery re-charger that charges batteries of different sizes. Ours even recharges non-rechargeable batteries which saves even more money. – V. Stead


  • Know you’re prices, shop at department stores that offer lay-by and that way when there’s a good bargain you can save even more. Use the money it would cost to purchase for example one box of nappies to lay-by 10 boxes. Make sure you plan ahead and buy larger sizes so as not to get stuck with nappies your bub has grown out of. – M. Blankley
  • Have a shopping budget, write a list, stick to it. Never shop on an empty stomach. – C. Sleep
  • Shop at green/farmers markets – B. Wythes
  • If you’re pregnant or even have a child/children, keep an eye out for nappies when they come on special so you can stock up. – K. Blake
  • Visit the supermarkets late in the evening as that’s when they mark down the prices of bakery items and chickens. – C.McKibbin
  • Nappy bags can be expensive, so I use the medium sized freezer bags instead – they do the trick just as well. – B.Barnes
  • Hair Detangling Sprays can be expensive. We make our own by mixing regular hair conditioner with water in an old spray bottle. – M.Kane
  • Get Grocery Shopping delivered online. Whilst there is a small charge for delivery, it keeps a running total of your groceries which stops impulse buying. – E. Hewitt


  • The biggest money saving tip I can suggest when having a baby, is breastfeed, breastfeed, breastfeed for as long as you can!!!! Saves soooooooo much money on expensive formulas!!!!! Thankyou!!!! – Z. Dyson
  • Create a meal plan for the week then make up a shopping list from it. When you go shopping stick to the list and don’t pick up any extra’s!!! Buy your meat in bulk (Super Butcher is great, we buy a months worth of meat a a time) and get your vege’s from the markets, so you are only getting the staples from the super market. Also pay your bills weekly or put money into a separate “Bills” account and if possible pay/put away a little more so when the time comes for birthdays etc you don’t have to pay/put away that week and you can put that money towards the party/presents etc! – B. Bremner
  • I plan a 4 week menu plan. At the start of the week I put all that weeks meat into the freezer basket at the top of the chest freezer so it is easy to pull out. I write out the shopping list for the week (and for the following week too), but the aim is to use up food stuffs that you already have in your pantry. I defrost the meat overnight in the fridge, and make the meal (or prepare it) by lunchtime. Then when 5 o’clock comes round, baby is grizzly but meal time is okay because I am organised! If the menu rotation gets off track I fall back on chops or sausages with lots of vegies, easy and quick to make, and then I try and get back into the menu rotation. It’s also a good way of trying all those recipes that you never get around to sampling! (good for reducing food shop costs because you use up pantry stuff, good for using up meat / food in freezer, good for family because meals are ‘on time’ so less snacking, and good for me because tea is organised meaning less reliance on takeaway) – S. Prosser
  • Buy seasonal vegetables in bulk at your local markets. Chop them up and par boil them. Then transfer meal size portions in to plastic bags and freeze. Makes jungle hour easier on mum and you save loads of money by not buying frozen vegetables at the supermarket. – J. S. Pihama
  • I often make a big pot of mince stew and whatever we don’t eat that night we use again by making “mince and cheese toasted sandwiches”, or you can turn that mince stew into a shepard’s pie the next night. – J. Maxwell
  • Never throw out fruit that’s not fresh enough to eat in its natural state. Bake it in a muffin or cake. – N. Calleja
  • Freeze any left over cupcakes or muffins in separate bags and defrost them in the microwave when needed. Great for when kids want a nice treat. – W. Duncan
  • Instead of buying little packs of chips or tiny teddies, buy a box or larger pack of them and get some zip lock snack bags and make your own. – E. Gilbert
  • We have mcmummy dinners. I have bought special toys and make chicken nuggets and wedges. Much cheaper and healthier option. – M. Ashworth
  • Invest in a slow cooker, you can cook cheaper cuts of meat to save money and make beautifully tender meals. – V. Grant


  • I buy Merino tops from second hand shops (look in the women’s section), and cut them down to make long sleeve singlets, and tops for children. The top price I paid for one article was $8 and that made a sleeping bag. Compared with a $40 plus price tag, this is a great way to add some warmth to their wardrobe. Also I have cut down polar fleece men’s dressing gowns to make bibs that dry super quickly. This supports charity shops, and saves us heaps of money too. – A. Beck
  • Sell clothes, toys, baby equipment that your children have outgrown. Or hold a swap day at Mums Group were such items can be viewed and then borrowed or swapped. – A. Syer
  • Look no further then your local op shop for play clothes. My local op shop always has heaps of designer labels for just a couple of $$. – s. Mckerrow
  • Using the washing machine after 8pm to save money on the energy bill as this is off-peak time. – M. Ivers
  • Buy clothes a size ahead at the end of season when cheap. – D. Franklin
  • Washing powder can get really expensive so I use half a scoop of washing powder and half baking soda. – D. Hudson


  • Instead of buying coffee out, take your own from home in a travel mug. We worked out that even if you use nice Moconna or nescafe gold etc, it still only costs less than 70c a cup (including the cost of boiling the jug!) compared to anywhere between $3-6 for a bought one. Just one a day made at home instead of bought can save you $800-1900 per year! – E. Uren
  • My friends and I love to read gossip and baby mags but they can be so expensive. We all take turns buying the mags each month and then pass them on. – K. Young
  • Encourage children’s rewards to be activities e.g. going to the park, or having their favourite meal as a picnic. That way when you go to the shops they aren’t asking for everything, encouraging you to buy more. – E. Peadon
  • Instead of paying for babysitters, start a babysitting co-op with mums from mother’s group. Anyone who wants to opt in get 6 × 1 hour babysitting cards (credits). – B. Duke
  • When going to the movies, we take our own snacks and drinks so we don’t end up spending so much money at the candy bar. – O. Kumru
    *Look up your local city council website for free children’s activities in your area such as story-time at the library or gallery activity days for children. – J. Hay
  • When we want a family night out we go to a nice restaurant which has kids eat free. – J. Harmer

Teaching saving skills to kids

  • Put just $5 a day (a cup of coffee) into a high interest account for your child which is tax free. – T. Bui
  • I go through my small change after I return home following each shopping trip, and put aside in each child’s money box the coins that are dated the year of their birth. – L.Drake


  • Consider becoming a “home-made gift giver”. Next time give a personalised gift made with love – bake food, sew a gift or pot a plant nicely. – D. Tsilfidis
  • Instead of flowers, we give new parents a “welcome home hamper”- nappies, frozen meals, biscuits, snacks and fruit. – K. Usher
  • Use children’s art work for wrapping paper. Recycling, reusing and adds a personal touch. – S. Blanchard

For more information see Parenting advice or Parenting .